Payment security

Credit card payment security

The confidentiality of your data is protected and ensured by the use of SSL encryption. Online billing sites are secured using the Secure Socket Layer (SSL) protocol with 128-bit data encryption. SSL encryption is the process of encrypting data to prevent unauthorized access during its transmission. This enables secure transfer of information and prevents unauthorized access to data during communication between the user’s computer and the WebPay service, and vice versa.

WebPay service and financial institutions exchange data using a virtual private network (VPN), which is protected from unauthorized access.

Monri Payment Gateway is certified according to the PCI DSS Level 1 security standard prescribed by Visa and Mastercard rules.

The merchant does not store credit card numbers and the numbers are not available to unauthorized persons.

Neither the KEKS Pay development team nor any third party to whom you send money or pay has access to your card information! Data is encrypted and stored on secure servers according to a strictly regulated PCI DSS security standard. Erste Group Card Processor (EGCP) has been involved in this for many years, and its work is supervised by the Croatian National Bank. EGCP is our card processor.

Access to KEKS Pay is protected by PIN or biometrics, and when sending money / payments from Erste accounts, mandatory security checks according to EU PSD2 regulations, such as Strong Customer Authentication (SCA), have been installed.